Estimated Cost of Attendance (COA)

Financial Aid Offer Notifications must list anticipated expenses students may encounter during the academic year. The total COA is an estimate, not the actual price you will pay, and costs will vary.

Total financial aid offered may not exceed the estimated Cost of Attendance. 

The tuition and fee amounts are based on full-time enrollment. Students who are less than full-time will have reductions in their COA based on enrollment status. Undergraduate tuition rates are guaranteed for 4 years; therefore, students will have different tuition rates based upon term of entry and type of student.

Example COA, or financial aid budgets, may be viewed below. For specific tuition and fee expenses per credit hour, please use the Tuition & Fee Calculator.

Direct vs Indirect Costs 

  • Direct Costs are paid to the university and include tuition and differential, fees, and housing and food for students living on campus.
  • Indirect Costs are anticipated expenses students may incur. These costs include books and supplies, travel, and miscellaneous personal expenses. Housing and food are indirect costs for students living off campus.

Estimated Net Cost Worksheets

Use these worksheets to compare your estimated cost of attendance with your expected financial aid to determine your out of pocket expenses.

Learn more about UIS Tuition and Fees

Full-time Undergraduate Estimated Cost of Attendance 2025-26

Based on full-time enrollment of 15 credits/semester, in an on-campus academic program
Undergraduate students are guaranteed 4-year frozen tuition.
 Tuition is estimated based on average full-time enrollment including differentials

Direct Costs (billed by UIS)                                        Amount (based on Fall/Spring)
Tuition- In-State residents
 (Non-residents add $10,038)
$9,957
Mandatory Fees*$2,810
ESTIMATED COSTS 
Books, Course Materials, Supplies & Expenses$1,200
Housing and Food Expenses**
                                              On-Campus
                                              Off-Campus

$12,724
$10,712
Transportation
                                              On-Campus
                                              Off-Campus

$1,000
$2,000
Direct Student Loan Fees (if borrowed)$86
Personal Expenses$2,000
Total Estimated Cost of Attendance$29,777- 39,815

*Estimated fees do not include Student Health Insurance of $1,124/semester, and a Student to Student Grant Fee of $4/semester. Both are waivable. Students in the Capital Scholars Honors Program (CAP) will have an additional fee of $700/year.

**Housing and Food for on-campus is based on a standard double room and the highest meal plan. On-campus Housing & Food information (including Meal Plans) is available on the Housing webpage. Off campus figures are estimated only. 

Online Undergraduate Cost of Attendance 2025-2026

 Based on full-time enrollment of 15 credits/semester, in an online academic program
 Undergraduate students are guaranteed 4-year frozen tuition.
Tuition is estimated based on average full-time enrollment including differentials.

DIRECT COSTS (billed by UIS)                                        
                               
Amount (based on Fall/Spring)                  
       
E-Tuition$11,355
Mandatory Fees*$2,585                 
ESTIMATED COSTS 
Books, Course Materials, Supplies & Expenses$1,200
Housing and Food Expenses**
                                              On-Campus
                                              Off-Campus

$12,724
$10,712
Direct Student Loan Fees (if borrowed)$86
Personal Expenses$2,000
Total Estimated Cost of Attendance$27,938 - 29,950

*Estimated fees do not include the Student to Student Grant Fee of $4/semester, which is waivable.

**Housing and Food for on-campus is based on a standard double room and the highest meal plan. On-campus Housing & Food information (including Meal Plans) is available on the Housing webpage. Off campus figures are estimated only. 

Full-time Graduate Estimated Cost of Attendance 2025-2026

Based on full-time enrollment of 9 credits/semester, in an on-campus academic program
 Tuition is estimated based on average full-time enrollment including differentials

DIRECT COSTS (billed by UIS)                                        
                               
Amount (based on Fall/Spring)                  
       
Tuition- In-State residents
 (Non-residents add $6,542)
$6,489
Mandatory Fees*$2,572.30        
ESTIMATED COSTS 
Books, Course Materials, Supplies & Expenses$1,200
Housing and Food Expenses**
                                              On-Campus
                                              Off-Campus

$12,442
$10,712
Transportation
                                              On-Campus
                                              Off-Campus

$1,000
$2,000 
Direct Student Loan Fees (if borrowed)$131
Personal Expenses$2,000
Total Estimated Cost of Attendance$25,104.30 - 32,376.30

*Estimated fees do not include Student Health Insurance of $1,124/semester, and a Student Assistance Fee of $4/semester. Both are waivable. 

**Housing and Food for on-campus is based on apartment living and the highest meal plan. On-campus Housing & Food information (including Meal Plans) is available on the Housing webpage. Off campus figures are estimated only. 

Online Graduate Cost of Attendance 2025-26

Based on full-time enrollment of 9 credits/semester, in an online academic program
 Tuition is estimated based on average full-time enrollment including differentials

DIRECT COSTS (billed by UIS)                                        
                               
Amount (based on Fall/Spring)                  
       
E-Tuition $7,549
Mandatory Fees* $1,691               
ESTIMATED COSTS 
Books, Course Materials, Supplies & Expenses $1,200 
Housing and Food Expenses**
                                              On-Campus
                                              Off-Campus 

$12,442
$10,712
Direct Student Loan Fees (if borrowed)$131
Personal Expenses $2,000 
Total Estimated Cost of Attendance$23,285 -25,015

*Estimated fees do not include a Student Assistance Fee of $4/semester, which is waivable. 

**Housing and Food for on-campus is based on apartment/townhouse living and the highest meal plan. On-campus Housing & Food information (including Meal Plans) is available on the Housing webpage. Off campus figures are estimated only. 

Archived Cost of Attendance